How to Become an Insurance Adjuster in Manitoba
Do you need a licence?
Licence required
You must be registered with the Insurance Council of Manitoba to work as an insurance adjuster in Manitoba or to use a protected title.
- Protected titles
- Insurance Adjuster
Show the source
“To work as an insurance agent, broker, or adjuster in Manitoba, you must be licensed by the Insurance Council of Manitoba (ICM).”
From icm.mb.ca/applying-for-a-licence, checked October 10, 2026.
At a glance
- Licence status
- Licence required See the source
- Routes
-
- Trained in Canada: 6 steps, listed one-time fees $110
- Licensed in another province: 1 step
- Annual fees
- Not stated by the regulator Check with Insurance Council of Manitoba
Your roadmap
Tick each step as you finish it. Your ticks are kept in this browser only.
Trained in Canada
0 of 6 done
- Listed one-time fees: $110
- 5 steps without a listed fee
-
Before applying, you review the full process and what you will be expected to provide during the application.
Source
“Before applying, ensure you understand the full process of what you will be expected to provide during the application process:”
icm.mb.ca/applying-for-a-licence -
You must meet the educational requirements for the desired level of adjuster licence.
Source
“Insurance Adjuster: Must meet the educational requirements for the desired level of adjuster licence (Level 1, 2, or 3).”
icm.mb.ca/applying-for-a-licence -
You complete and submit the Examination Registration Form and pay the exam fee.
- Exam fee: $110
Source
“Exam Fees: The exam fee must accompany the registration form. The $110.00 per exam can be in the form of cash, money order, company cheque or certified personal cheque.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-process
Source
“Examination Registration Form: The applicant will complete and submit the Examination Registration Form.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-process - Exam fee: $110
-
ICM contacts you to arrange the exam date once the registration form and fee are received.
Source
“For general insurance agent and insurance adjuster applicants: ICM will contact the applicant to arrange the exam date upon receipt of: (1) the Examination Registration Form and (2) non-refundable exam fee.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-process -
You submit your application form and await the ICM's review and decision.
Source
“Submit your application form (refer to the information on the Applications & Forms page of the ICM website).”
icm.mb.ca/applying-for-a-licence -
The ICM reviews your application and notifies you of the decision; if approved you receive your licence.
Source
“The ICM will review your application and notify you of the decision. If approved, you will receive your licence and can begin practicing as an insurance agent or adjuster in Manitoba.”
icm.mb.ca/applying-for-a-licence
Listed fees for this route
One-time total listed: $110
| Fee type | Amount | Share |
|---|---|---|
| Exams | $110 | 100% |
| One-time total | $110 | 100% |
5 steps without a listed fee, so the total may not be the full cost.
Licensed in another province
0 of 1 done
- 1 step without a listed fee
-
You apply for a reciprocal licence in Manitoba at the same level you hold in your home jurisdiction.
Source
“Individuals who are currently licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level they hold in their home jurisdiction, without needing to complete additional education – unless Manitoba-specific regulatory knowledge is required.”
icm.mb.ca/applying-for-a-licence
Listed fees for this route
No one-time fees listed by the regulator for these steps Check with Insurance Council of Manitoba
1 step without a listed fee, so the total may not be the full cost.
Other listed fees
The regulator lists these without tying them to one step, so they are not in the route totals above. Check which apply to you.
- Reinstatement fee: $70
Source
“The reinstatement fee of $70.00 must be paid within the online application by credit card (VISA or MASTERCARD only).”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Requirements
Education
You must meet the educational requirements for the desired level of adjuster licence.
Source
“Insurance Adjuster: Must meet the educational requirements for the desired level of adjuster licence (Level 1, 2, or 3).”
icm.mb.ca/applying-for-a-licence
Insurance
You must have valid Errors & Omissions Insurance that meets Manitoba's requirements.
Source
“Errors & Omissions Insurance: Ensure you have valid Errors & Omissions Insurance that meet Manitoba’s requirements.”
icm.mb.ca/applying-for-a-licenceYou are required to carry a minimum of $1,000,000 in respect of any one occurrence with an overall policy aggregate of at least $5,000,000.
Source
“Pursuant to Section 371(1.1) of The Insurance Act of Manitoba and Section 12 of the Agents & Adjusters Regulation, amendment, you are required to carry a minimum of $1,000,000 in respect of any one occurrence with an overall policy aggregate of at least $5,000,000.”
icm.mb.ca/licence-holders/licensing-info/insurance-adjusters-inform...
Good character
You must be prepared to provide information about past criminal convictions, bankruptcies or other suitability details.
Source
“Be prepared to provide additional information about any past criminal convictions, bankruptcies, or other relevant suitability details.”
icm.mb.ca/applying-for-a-licenceEach applicant must be found suitable to hold a licence.
Source
“Pursuant to Section 371(2) of The Insurance Act of Manitoba, the completion of an application and passing of a written examination does not guarantee the issue of a licence. Each applicant must first be found suitable to hold a licence.”
icm.mb.ca/licence-holders/licensing-info/insurance-adjusters-inform...
Other
You must have valid sponsorship from an agency, adjusting firm or sponsoring insurance company.
Source
“Sponsorship: You must have valid sponsorship from an agency/adjusting firm or a sponsoring insurance company.”
icm.mb.ca/applying-for-a-licenceSome levels and classes of adjusters, such as Level 1 Assistant Insurance Adjusters, are required to be supervised.
Source
“Specific levels and classes of Agents and Adjusters are required to be supervised (Life Insurance Agents who have not held a licence continuously for one (1) year, Level 1 General Agents, Level 1 Assistant Insurance Adjusters).”
icm.mb.ca/applying-for-a-licence
Already licensed in another province?
Direct transfer
Applicants licensed in another Canadian province or territory may apply for a reciprocal licence at the same level without additional education, unless Manitoba-specific regulatory knowledge is required. Source
“Individuals who are currently licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level they hold in their home jurisdiction, without needing to complete additional education – unless Manitoba-specific regulatory knowledge is required.”
icm.mb.ca/applying-for-a-licence
Processing time: Not stated by the regulator Check with Insurance Council of Manitoba
Credential assessment
Not stated by the regulator Check with Insurance Council of Manitoba
Exams
-
Insurance Adjuster Examination
Source
“For General Insurance Agent Examination and/or Insurance Adjuster Examination”
icm.mb.ca/licence-holders/licensing-info/exam-process/registrants-i...
Language tests
Not stated by the regulator Check with Insurance Council of Manitoba
Canadian experience
Not stated by the regulator Check with Insurance Council of Manitoba
Supervised practice
Not stated by the regulator Check with Insurance Council of Manitoba
Demand and pay
| Where | Low | Median | High | Outlook |
|---|---|---|---|---|
| Manitoba | $18.87 | $24.00 | $43.02 | Moderate (3 of 5) |
| Canada | $22.56 | $35.00 | $52.20 | — |
Insurance adjusters in other provinces and territories
- British Columbia Not confirmed yet
- Alberta Licence required
- Saskatchewan Not confirmed yet
- Ontario Not confirmed yet
- Quebec Not confirmed yet
- New Brunswick Not confirmed yet
- Nova Scotia Not confirmed yet
- Prince Edward Island Not confirmed yet
- Newfoundland and Labrador Not confirmed yet
- Yukon Not confirmed yet
- Northwest Territories Not confirmed yet
- Nunavut Not confirmed yet
Sources checked
- Applying for a Licence - Insurance of Manitoba icm.mb.ca/applying-for-a-licence · fetched October 10, 2026
- Change to ICM Exam Process - Insurance of Manitoba icm.mb.ca/news-and-bulletins/change-to-icm-exam-process · fetched October 10, 2026
- Insurance Adjusters Information - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/insurance-adjusters-inform... · fetched October 10, 2026
- General Agent/Broker Information - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor... · fetched October 10, 2026
- Registrant's Information Sheet for Exams - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/exam-process/registrants-i... · fetched October 10, 2026
Frequently asked questions
2
Do you need a licence to work as an insurance adjuster in Manitoba?
Yes. Registration with the Insurance Council of Manitoba is required to practise in Manitoba, and to use the title Insurance Adjuster.
Which exams are required?
Insurance Adjuster Examination.
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