How to Become an Insurance Broker in Manitoba
Do you need a licence?
Licence required
You must be registered with the Insurance Council of Manitoba to work as an insurance broker in Manitoba or to use a protected title.
- Protected titles
- Insurance Broker
Show the source
“To work as an insurance agent, broker, or adjuster in Manitoba, you must be licensed by the Insurance Council of Manitoba (ICM).”
From icm.mb.ca/applying-for-a-licence, checked October 10, 2026.
At a glance
- Licence status
- Licence required See the source
- Routes
-
- Trained in Canada: 5 steps, listed one-time fees $110
- Licensed in another province: 2 steps
- Annual fees
- Not stated by the regulator Check with Insurance Council of Manitoba
Your roadmap
Tick each step as you finish it. Your ticks are kept in this browser only.
Trained in Canada
0 of 5 done
- Listed one-time fees: $110
- 4 steps without a listed fee
-
Before applying, review the educational qualifications, criminal record check, errors and omissions insurance, sponsorship and other criteria you will need to provide.
Source
“Before applying, ensure you understand the full process of what you will be expected to provide during the application process:”
icm.mb.ca/applying-for-a-licence -
Complete the required pre-licensing educational courses for the class of licence you are seeking.
Source
“General (Property & Casualty) Licence (Level 1, 2, or 3): Must complete the required pre-licensing educational courses.”
icm.mb.ca/applying-for-a-licence -
Complete and submit the Examination Registration Form with the non-refundable exam fee, and ICM will contact you to arrange the exam date.
- Exam fee: $110
Source
“The exam fee must accompany the registration form. The $110.00 per exam can be in the form of cash, money order, company cheque or certified personal cheque.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-process
Source
“For general insurance agent and insurance adjuster applicants: ICM will contact the applicant to arrange the exam date upon receipt of: (1) the Examination Registration Form and (2) non-refundable exam fee.”
icm.mb.ca/news-and-bulletins/change-to-icm-exam-process - Exam fee: $110
-
Submit your application form through the Applications & Forms page of the ICM website.
Source
“Submit your application form (refer to the information on the Applications & Forms page of the ICM website).”
icm.mb.ca/applying-for-a-licence -
The ICM will review your application and notify you of the decision, and if approved you will receive your licence.
Source
“The ICM will review your application and notify you of the decision. If approved, you will receive your licence and can begin practicing as an insurance agent or adjuster in Manitoba.”
icm.mb.ca/applying-for-a-licence
Listed fees for this route
One-time total listed: $110
| Fee type | Amount | Share |
|---|---|---|
| Exams | $110 | 100% |
| One-time total | $110 | 100% |
4 steps without a listed fee, so the total may not be the full cost.
Licensed in another province
0 of 2 done
- 2 steps without a listed fee
-
Apply for a reciprocal licence in Manitoba at the same level you hold in your home jurisdiction.
Source
“Individuals who are currently licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level they hold in their home jurisdiction, without needing to complete additional education – unless Manitoba-specific regulatory knowledge is required.”
icm.mb.ca/applying-for-a-licence -
If you seek a licence at a higher level than you currently hold, you must fulfil the educational requirements for that higher level.
Source
“However, if an applicant seeks a licence at a higher level than they currently hold, they must fulfil the educational requirements associated with that higher level.”
icm.mb.ca/applying-for-a-licence
Listed fees for this route
No one-time fees listed by the regulator for these steps Check with Insurance Council of Manitoba
2 steps without a listed fee, so the total may not be the full cost.
Other listed fees
The regulator lists these without tying them to one step, so they are not in the route totals above. Check which apply to you.
- Reinstatement fee: $70
Source
“The reinstatement fee of $70.00 must be paid within the online application by credit card (VISA or MASTERCARD only).”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Requirements
Education
Applicants must meet the educational requirements listed on the Insurance Council of Manitoba website for their licence class.
Source
“Educational Qualifications: You are required to meet the educational requirements listed on the Insurance Council of Manitoba website”
icm.mb.ca/applying-for-a-licence
Insurance
Applicants must have valid Errors & Omissions Insurance that meets Manitoba's requirements.
Source
“Errors & Omissions Insurance: Ensure you have valid Errors & Omissions Insurance that meet Manitoba’s requirements.”
icm.mb.ca/applying-for-a-licenceGeneral insurance agents must carry a minimum of $1,000,000 per occurrence with an overall policy aggregate of at least $2,000,000 in professional liability insurance.
Source
“you are required to carry a minimum of $1,000,000 in respect of any one occurrence with an overall policy aggregate of at least $2,000,000.”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Good character
Applicants must satisfy Council that they are competent, trustworthy, financially reliable and intend to carry on the business of insurance in good faith.
Source
“All applicants must satisfy Council that they are suitable for licensing by demonstrating they are competent, trustworthy, financially reliable and intend to carry on the business of insurance in good faith and in accordance with the usual practice.”
icm.mb.ca/consumers/about-icm
Other
Applicants must have valid sponsorship from an agency/adjusting firm or a sponsoring insurance company.
Source
“Sponsorship: You must have valid sponsorship from an agency/adjusting firm or a sponsoring insurance company.”
icm.mb.ca/applying-for-a-licenceApplicants must be prepared to provide additional information about any past criminal convictions, bankruptcies, or other relevant suitability details.
Source
“Other Criteria: Be prepared to provide additional information about any past criminal convictions, bankruptcies, or other relevant suitability details.”
icm.mb.ca/applying-for-a-licence
Already licensed in another province?
Direct transfer
Individuals licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level without additional education, unless Manitoba-specific regulatory knowledge is required or they seek a higher level. Source
“Individuals who are currently licensed in another Canadian province or territory may apply for a reciprocal licence in Manitoba at the same level they hold in their home jurisdiction, without needing to complete additional education – unless Manitoba-specific regulatory knowledge is required.”
icm.mb.ca/applying-for-a-licence
Processing time: Not stated by the regulator Check with Insurance Council of Manitoba
Credential assessment
Not stated by the regulator Check with Insurance Council of Manitoba
Exams
-
Harmonized LLQP examination
Source
“Completion of Pre-Qualifying Harmonized LLQP examination(s): The registrant must have completed the pre-qualifying harmonized LLQP course and examination(s)”
icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-... -
Manitoba Public Insurance proficiency examination
Source
“The Auto Broker Technical Course or another course that the council considers equivalent; and The Manitoba Public Insurance proficiency examination.”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor... -
Council’s Challenge Level 1 Examination
Source
“Council’s Challenge Level 1 Examination.”
icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor...
Language tests
Not stated by the regulator Check with Insurance Council of Manitoba
Canadian experience
Not stated by the regulator Check with Insurance Council of Manitoba
Supervised practice
Required
Demand and pay
| Where | Low | Median | High | Outlook |
|---|---|---|---|---|
| Manitoba | $19.49 | $26.67 | $37.50 | Moderate (3 of 5) |
| Canada | $21.31 | $30.00 | $51.28 | — |
Insurance brokers in other provinces and territories
- British Columbia Not confirmed yet
- Alberta Not confirmed yet
- Saskatchewan Not confirmed yet
- Ontario Licence required
- Quebec Not confirmed yet
- New Brunswick Not confirmed yet
- Nova Scotia Not confirmed yet
- Prince Edward Island Not confirmed yet
- Newfoundland and Labrador Not confirmed yet
- Yukon Not confirmed yet
- Northwest Territories Not confirmed yet
- Nunavut Not confirmed yet
Sources checked
- Applying for a Licence - Insurance of Manitoba icm.mb.ca/applying-for-a-licence · fetched October 10, 2026
- Change to ICM Exam Process - Insurance of Manitoba icm.mb.ca/news-and-bulletins/change-to-icm-exam-process · fetched October 10, 2026
- About ICM - Insurance of Manitoba icm.mb.ca/consumers/about-icm · fetched October 10, 2026
- General Agent/Broker Information - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/general-agent-broker-infor... · fetched October 10, 2026
- The ICM Exam Process for Life and/or Accident & Sickness Applicants - Insurance of Manitoba icm.mb.ca/licence-holders/licensing-info/exam-process/the-icm-exam-... · fetched October 10, 2026
Frequently asked questions
2
Do you need a licence to work as an insurance broker in Manitoba?
Yes. Registration with the Insurance Council of Manitoba is required to practise in Manitoba, and to use the title Insurance Broker.
Which exams are required?
Harmonized LLQP examination, Manitoba Public Insurance proficiency examination, Council’s Challenge Level 1 Examination.
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